Privacy Policy
This Privacy Policy describes:
Information that we receive from you when you interact with the Services
How we use and process the information that we receive
If and why Personal Information may be disclosed to third parties
Your choices regarding the collection and processing of your Personal Information
Please note that this Privacy Policy does not apply to information collected through third-party websites or services that you may access through the Services.
PLEASE REVIEW THIS PRIVACY POLICY CAREFULLY.
When you submit information to or through the Services, you consent to the collection and processing of your information as described in this Privacy Policy.
By using the Services, you accept the terms of this Privacy Policy and consent to our collection, use, disclosure, and retention of your information as described in this Privacy Policy.
IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY OR OUR TERMS OF SERVICE, PLEASE DO NOT USE ANY OF THE SERVICES.
The Effective Date of this Privacy Policy is set forth at the top of this Policy. Whenever possible, we will provide you with advance written notice of changes. We will not make retroactive changes that reduce your privacy rights unless legally required to do so. Your continued use of the Services after the Effective Date constitutes your acceptance of the amended Privacy Policy.
Information We Collect
We collect various kinds of Personal Information that you provide to us, as well as information we obtain from your use of the Services.
“Personal Information” means information associated with or used to identify a specific person. This may include:
Contact data (such as e-mail address, telephone number, and employer)
Demographic data (such as gender, date of birth, and zip code)
Certain information, such as health or financial data, may be considered Sensitive and subject to stricter regulation. If you provide Sensitive Personal Information, you consent to its use and disclosure as described in this Privacy Policy.
How We Use the Information We Collect
We use the information we collect about and from you for purposes including, but not limited to:
Responding to questions and service requests
Providing access to products, services, and features
Verifying your identity
Communicating with you about your account and activity
Tailoring content, ads, and offers
Improving the Platforms
Complying with license obligations
Other purposes disclosed at the time you provide your information or with your consent
We may also collect location-based information to provide you with certain services.
1. Sharing of Information
Except as described in this Privacy Policy, we will not share your Personal Information with third parties without your consent.
Third Parties Providing Services
We may share Personal Information with third parties that perform functions on our behalf, including:
Agents, brokers, or others who provide our products and services
Our affiliated companies (insurance, investment companies, broker-dealers)
Non-affiliated companies that support business functions (transactions, account maintenance, hosting, data analysis, payment processing, order fulfillment, customer service)
Your Agreement to Share
You may opt-in to receive information or offers from third parties. If you do so, your information will be shared with them and governed by their privacy policies.
Business Transfers
If we undergo a bankruptcy, merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.
Legal Disclosure
We may disclose your information when required by law, to enforce policies, prevent fraud, address security issues, respond to emergencies, or protect rights/property.
Aggregate Data
We may share aggregate (non-personal) data with third parties.
2. Information We Receive From Third Parties
We may receive information about you from:
Consumer or reporting agencies
Medical or healthcare providers
Affiliated companies
Data brokers or lead-generation partners
Social media platforms (Facebook, Twitter, etc.)
Third-party websites or apps you interact with
We may supplement the information we collect with such third-party data to improve our services and personalize offers.
3. Your Privacy Rights, Choice, and Access
You control the Personal Information you provide, but some is required to use our services.
You may:
Edit or update your user information
Request modification, verification, correction, or deletion of your data
Please note:
Some records may be deleted in routine record keeping
Complete removal may not always be possible due to backups
We retain information while your account is active or as needed to comply with laws, resolve disputes, and enforce agreements
4. Children
The Platform is not directed to children under 13. We do not knowingly collect Personal Information from anyone under 13. If we discover such information has been collected, we will delete it promptly.
5. Security of Your Information
We use reasonable security measures to protect your data. However, no system is 100% secure. You provide information at your own risk.
6. Other Sites
The Platform may contain links to third-party sites. We are not responsible for their content, products, services, or privacy practices.
7. Changes
We may update this Privacy Policy from time to time. Material changes will be posted with notice on our Platform prior to taking effect.
8. Contact Us
If you have questions about this Privacy Policy or your experience with the Platform, please contact us:
📞 (646) 473-4117
